I took a few days off to recharge my batteries and get some projects taken care of at home

My #1 priority was cleaning the floor. Well, I got that halfway done – still have to wash the kitchen floor, but I did manage to sweep up the gazillion pieces of cardboard and paper the puppies have shredded (cheap amusement).

I caught up on watching TV programs I enjoyed, crocheted and slept in and watched The Wolverine, Despicable Me 2, and Elysium on DVD AND I treated myself to some microwave natural popcorn and some chocolate and some ice cream. So now I feel much more cheerful and more my sunny-natured self.

I also got Jerry the Geo almost cleaned out – still have to vacuum out the hay – I did get all the junk mail out of the car so now I have a passenger seat that can be sat in. The back seat has the boxes of bee hive equipment that we’ll be assembling this weekend, and some catalogs and info that I need to designate a place for in the filing cabinet. I also cleaned out the trunk but promptly stuck the kerosene container in there since I need Kerosene on Saturday – but I do have space in there now and yes, it has hay in it so I need to vacuum there too.

On the subject of catalogs – is there ANYWAY I can get off of the catalog company lists? I’m being deluged by catalogs of stuff I never buy (new born baby stuff, I mean, really?!) – if it was seed catalogs or livestock catalogs I could understand it, but newborn baby stuff?????? I have five x 30 gallon black bags of catalogs to recycle or get rid of somehow!

Jerry went back to the mechanic because that darn oil leak has been driving me crazy and it turns out the oil filter was extremely loose and that could be the cause of the 2 quarts a week I’ve been replacing. So we’ll see. Mr. Summers also found a transmission leak – the hose needs to be replaced and that will cost $60 so I’m okay with that. And he checked it all at no charge :)

My power steering has been leaking for a long time so he’ll price that for me and I’ll see where I stand on getting that repaired. They were worried that the transmission had a bad leak until I explained that for whatever reason, the Geo uses transmission fluid for the power steering so it goes everywhere.

I still have to replace the driver’s side door handle and the driver’s side passenger door handle – both broke so I’m having to clamber in the passenger side to open the driver side. Which is fine if I’m wearing pants, not so grand if I’m wearing a dress or skirt LOL. I think I’ll probably have to replace all the door handles eventually.

I am also halfway with getting the kitchen cleaned up and presentable. The dust is still driving me crazy, so I’ve decided that if I have to wash the pots and pans and dishes before I use them, so be it, they need to be in the cabinets and not on the drying rack (no dishwasher) and maybe I’ll invest in a dishwasher if I can justify the expense.

Still plugging away on budgeting which I’m better at some days than others.

So, that’s my update.

If you know you’re going to need a furnace soon

and you are in snow country where going without a furnace is not an option, I’d go even farther. I’d make it part of the snowball and save it up as though it were your next debt.

Disclaimer: I’m in New England and it’s 8F right now. Going without a furnace is not an option in this part of the country; it’d be impossible to keep pipes from freezing without severe risk of burning the house down. When my furnace failed, it failed completely; repair was not an option. (the main barrel cracked,leaking CO)

If you’re someplace warm, maybe not so much.

Debt or furnace fund?

So, we’ve been trying to start a sinking fund for a new furnace, for whenever our 50 year old one finally bites the dust. But every time we start to get a little money in it, Murphy and another household issue comes up.

So, I just got a little raise that after taxes will amount to another $100 a month or so. Should that go towards our snowball, a furnace fund, or a little of both? We still have a long way to go on step 2 :)

A newbie’s take :)

I feel that eye glasses are important, as are vehicle repairs so I’d make the choice to pay less on the snowball when those items are needed.

I know you’ll be checking whether SS has the correct amount recorded so it may just be a matter of a few months before it is straightened out (I’m sending positive thoughts that they got the amount wrong and will backdate it for you).


Did you see my photos on facebook? My new “hobby” will be creating cards, scrapbook pages, incentive charts, boxes and bags to sell on our website, Webfoot Tub Designs. Lots of math included. Plus we will always be on a budget. Who knows, I may finally get around to writing a book. Jan who has a sweatshirt that reads “God put me on this earth to do a certain number of things. Right now I am so far behind I shall never die.”

Decisions, decisions

Okay, so we finally got our numbers for the amount of our ss checks, we think dh’s is a bit low and wonder how they came up with it since his 2013 income is still not recorded, but that is another issue.

The amount is more than we originally thought, but less than what we were lead to believe.

So now we need to decide how to apply it. Based on the higher amount we were told we had a set amount planned to go on the debt snowball, and that would leave roughly $400 per month to do “extras” like vehicle repair, new eye glasses etc. I had those calculations fairly well done in my head and that made dh retiring May 1, 2015.

Well the difference is only about $200. So do we go ahead with the repairs and truly needed purchases on a monthly basis as we had planned and pay less on the snowball, which could delay his retirement and some big travel plans we are sort of locked into (but not set in stone) OR do we stick tough on the pre-set amount we had discussed on the debt pay off and wait on eye glasses and such? Remember we are entering our 5th year of being pretty true to the plan, so we are a bit weary of it.